:root{--navy:#081d37;--blue:#0f5bd7;--ink:#172033;--muted:#5f6b7a;--line:#dfe5ee;--bg:#f6f8fb;--white:#fff;--green:#18a66a}
*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;background:var(--bg);color:var(--ink);font-family:Inter,system-ui,-apple-system,BlinkMacSystemFont,"Segoe UI",sans-serif;line-height:1.65}a{color:var(--blue);text-decoration:none}a:hover{text-decoration:underline}.seo-wrap{max-width:1120px;margin:auto;padding:0 22px}.seo-header{background:var(--navy);color:white;border-bottom:4px solid #164d91}.seo-nav{min-height:72px;display:flex;align-items:center;justify-content:space-between;gap:20px}.brand{font-weight:800;color:#fff;font-size:1.1rem}.brand span{display:block;font-weight:500;font-size:.78rem;opacity:.78}.nav-links{display:flex;gap:18px;flex-wrap:wrap}.nav-links a{color:#fff;font-size:.92rem}.hero{padding:68px 0 44px;background:linear-gradient(180deg,#fff 0%,#f6f8fb 100%)}.eyebrow{font-size:.78rem;letter-spacing:.12em;font-weight:800;color:var(--blue)}h1{font-size:clamp(2rem,4vw,3.25rem);line-height:1.1;margin:12px 0 18px;color:var(--navy)}h2{font-size:1.55rem;line-height:1.25;margin:34px 0 12px;color:var(--navy)}h3{font-size:1.12rem;color:var(--navy)}.lead{font-size:1.16rem;max-width:820px;color:#3d4858}.cta-row{display:flex;gap:12px;flex-wrap:wrap;margin:28px 0}.btn{display:inline-flex;align-items:center;justify-content:center;padding:12px 18px;border-radius:10px;font-weight:750}.btn-primary{background:var(--blue);color:#fff}.btn-secondary{background:#fff;border:1px solid var(--line);color:var(--navy)}.grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:18px;margin:26px 0}.card{background:#fff;border:1px solid var(--line);border-radius:14px;padding:22px;box-shadow:0 4px 18px rgba(8,29,55,.05)}.card h3{margin-top:0}.note{background:#eef5ff;border-left:4px solid var(--blue);padding:16px 18px;border-radius:8px;margin:22px 0}.legal{font-size:.92rem;color:var(--muted)}.links{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:10px}.links a{background:#fff;border:1px solid var(--line);padding:12px 14px;border-radius:9px}.seo-footer{margin-top:52px;background:var(--navy);color:#dce7f5;padding:34px 0}.seo-footer a{color:#fff}.breadcrumbs{font-size:.86rem;color:var(--muted);padding-top:20px}.breadcrumbs a{color:var(--blue)}ul{padding-left:22px}.source{font-size:.86rem;color:var(--muted)}@media(max-width:760px){.seo-nav{align-items:flex-start;flex-direction:column;padding:16px 0}.grid,.links{grid-template-columns:1fr}.hero{padding:46px 0 28px}h1{font-size:2.15rem}.nav-links{gap:12px}.seo-wrap{padding:0 17px}}